Get the things you want now. Pay later.

3 installments with 0% interest

Become who you want to be

Easily afford what you have always wanted or need, without having to dip into your cash reserves or putting a dent on your budget.

The planner

Those who desire stability and do not want to deviate too much from the norm. Driven by their need for comfort and security, they are willing to work hard.

The dreamer

Those who crave to live a life of meaning. To fulfil their dreams and passion. Get the things they want, do the things they love and be who they want to be.

The devoted

Those who prioritises their family over everything else. Juggling between home and work duties, they are willing to make sacrifice to provide the best for their loved ones.

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Get the section you deserve

You no longer need to worry about credit checks, processing fees and other hidden costs. We are all about transparency.

0% interest and no processing fees

There are no gimmicks or strings attached. We have worked together with your favourite merchants to provide you with interest-free installments.

Acceptance of both debit and credit cards

We accept both debit and credit cards issued by any banks. Use the card which you are most comfortable with.

Seamless checkout

There is no minimum spending, lengthy forms to fill or waiting time.

Hear what others are saying

"As a young professional, I don't yet qualify for credit. With hoolah, I get the benefit of spreading out my payments without needing a credit card."

Jasmine, 21

"I found it practical from a personal cash flow perspective to pay a portion of the total amount now and the rest later (plus, it is completely free for online shoppers)"

Pascal, 30

"I love hoolah. Its fuss free – I can buy something I want without having to pay the whole amount upfront – and without any interest! I get the item instantly in my hands."

Alysson, 27

"hoolah was easy to use and there were really no fees charged, at all! It’s a great way to split payments over a short period to minimise impact to cashflow when you’re budgeting."

Su Yuen, 32

Get the things you want now. Pay later.

3 installments with 0% interest


Get the items from your favourite store

Select the items you want or need now. No processing fees, credit checks or waiting time.


Checkout as usual

Use hoolah as your payment option and we will help you divide the total amount into three interest-free installments.


Enter your details

Share more about yourself and add your debit or credit card details for payment. The first installment will be deducted upon checkout.


Automated installment deductions

Reminder emails will be sent before due date and installments will be charged automatically.

Frequently Asked Questions

What is buy now, pay later?

It is a payment option that allows you to get the items you need now and pay later with no interest. You can use either debit or credit cards from any banks to make your purchase.

How buy now, pay later works?

Select hoolah as your payment option and we’ll help you divide the total amount into three interest-free installments. Pay only 1/3 of the amount upon checkout and receive your items first.

Where can you use buy now, pay later?

You can use hoolah at any of our merchant partners. Head over to our store directory to learn more.

Are there any additional fees?

There are no interests, mark-ups, processing fees or admin fees. You only pay what you see.