ShopBack | Buy Now. Pay Later - Get the things you want and need

Get what you need now. Pay only ⅓ upfront

3 installments. No interest. No hidden fees.

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Melissa Shoes Singapore

Like any other payment, checkout is simple

The cost of your purchase is divided into 3 interest-free installments.

Online In-store

1. Add the items to your shopping cart

Select ShopBack as your payment option.

$289

$96.33 x 3 interest‑free installments with ShopBack

2. Pay only 1/3 upfront with either debit or credit card

We’ll pay the store for you first with no additional fees.

1st Payment

Today

$96.33

2nd Payment

One month later

$96.33

3rd Payment

Two months later

$96.34

3. Receive the items first, pay the remaining later

The balance amount will be automatically deducted over the next two months.

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Singapore's ShopBack launches physical retail store solution

“For merchants, this is a way to increase the number of customers viewing their products, come back to shop and more importantly, make more sales.”

“Acknowledging negative perceptions towards BNPL services remain, Thornton shares ShopBack tackles these concerns by educating its users and utilising technology to identify high-risk consumers.”

No interest No hidden fees

Payments are automatically charged from your debit or credit card every month. You only pay what you see.

Have questions about late payment charges? Click here to learn more.

“It's super awesome to be able to split payments into 3 installments! This really helps with my spending!!” - Yvonne Tsai